Health Insurance 

 HEALTH SMART, is a branch of our brokerage firm that has no

particular allegiance to any one insurance company. Our agents

are also multi state licensed. This being the case, we can

shop all major carriers for you so you always get the BEST plan at

the LOWEST price.

Each plan can be customized to fit your specific healthcare

needs and budget. You can do your own due diligence and

Click here to get hundreds of free No Obligation Multiple

Carrier Health Insurance Quotes. 

We also offer a unique service you may be interested in. 

We know how “overwhelming” searching for a health plan

can be, that is why we offer “online” live instant assistance

to you free of any charge, no pressure or obligation on your part. 

 Call us toll free at 1-866-636-7614 and we will provide you

an access code to place into the KEY box in the top right corner

of the header (Glance Box) "so that you can relax, put your

mouse down while watching “our” screen (no intrusion to your system)

while you can ask questions of our agents that will explain how

health insurance works, such as deductibles, co-pay, co-insurance,

doctor co-pay, or what is maximum out of pocket risk?  All your

questions will be answered immediately so you can make wise

choices for you or your family.  

 You will experience first hand how we narrow down the nearly

500 company plans available and reduce these to three that

meet your specific personal needs. Once completed onscreen

your agent will send an email with these top three choices

along with brochures and price for each plan. 

Simple, smart, and quick.

 You can call us every day from 9am-6pm toll free 1-866-636-7614

for your instant, online, live quote while you relax in the comfort of

your home or office.  Each company provides products that can be

custom fit for you.  To help you decide on the best plan for you please

check out our 10 Question Methodology of due diligence pertaining

to the purchase of a health insurance policy.

With health insurance in particular it is more important to know what

your plan does not cover than what it does!

Please contact us toll free @ (866) 636 7614 for more information or

for help in deciding which plan is best for you, your company or your

family. For specific details about the top 5 carriers that we recommend.

 Please review our "agent picks" in no particular order, of the top plans

providing the best health insurance benefits with affordable premiums.

Click on any link to read details.

Guarantee Trust Life Insurance Company

(Assure-Care Series) PPO, Major Medical Insurance

American Community "Community Flex" Comprehensive Major

Medical PPO Health Insurance Plans.

World Insurance Company Express Med

Premier & Premier Plus PPO Plans

Blue Cross Blue Shield  

Small Group P.P.O. Health Insurance Plans

United Health Care Individual Health Insurance Plans

Underwritten by GOLDEN RULE Insurance Co.

What are H.S.A.'s and H.D.H.P.'s and how can they

save you money and boost your retirement?

Assurant Health Max Plan & Core Med Major Medical

P.P.O.Plans & H.S.A. Qualified Major Medical Plans

Fidelity Security Complete Care Co pay Choice

Major Medical Health Insurance Plan

Cobra Continuation:

Are There More Affordable Health Insurance Options?

Because Accidents Happen!

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